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Income Investing

Fixed Income Investments

Build predictable, defensive income into your portfolio with Glen Elgin's fixed income strategies — spanning fixed-rate products, bonds and credit.

In Short

Fixed income investments pay regular, predetermined returns and are used to add stability and income to a portfolio. Glen Elgin offers Australian investors a range of fixed income strategies — including fixed-rate investments, corporate bonds and credit — managed with disciplined research. As always, our fees are performance-based, so we only profit when you do.

What is fixed income investing?

Fixed income refers to investments that pay a set, predictable return over a defined period — typically through regular interest or coupon payments and the return of capital at maturity. Fixed income is often described as the defensive part of a portfolio because it tends to be less volatile than equities.

Glen Elgin's fixed income range includes fixed-rate investments, corporate bonds and other credit strategies. Fixed income can complement growth assets such as stocks and shares to help smooth returns over time.

Types of fixed income we offer

Fixed-rate investments

Predetermined returns over a set term for predictable income.

Corporate bonds

Income from lending to established companies at a stated coupon.

Credit strategies

Diversified income exposure across selected credit opportunities.

Benefits of fixed income

  • Predictable income through regular interest or coupon payments
  • Lower volatility than listed equities, adding portfolio stability
  • Diversification away from growth assets
  • Capital preservation focus when held to maturity

How Glen Elgin manages fixed income

Research

We assess issuers, credit quality, term and yield across the market.

Selection

Only opportunities that pass rigorous due diligence reach clients.

Diversification

We spread exposure to manage issuer and credit risk.

Monitoring

Income, maturities and performance are tracked in the Glen Elgin platform.

Who fixed income suits & the risks

Fixed income can suit investors seeking income, stability or a defensive allocation. It still carries risk.

  • Credit risk — an issuer may fail to meet its obligations
  • Interest rate risk — rising rates can reduce the value of existing fixed income
  • Inflation risk — fixed returns can lose purchasing power over time
  • Liquidity risk — some products commit capital for a fixed period

Income Investing

Frequently Asked Questions

What are fixed income investments?

Fixed income investments pay a set, predictable return over a defined period, usually through regular interest or coupon payments plus the return of capital at maturity.

How is fixed income different from fixed-rate investments?

Fixed-rate investments are one type of fixed income. Fixed income is a broader category that also includes corporate bonds and other credit strategies.

Is fixed income safe?

Fixed income is generally less volatile than shares but is not risk-free. Risks include credit, interest rate, inflation and liquidity risk.

Why include fixed income in a portfolio?

Fixed income adds predictable income and stability and diversifies away from growth assets such as equities.

How does Glen Elgin select fixed income opportunities?

Every opportunity undergoes rigorous research and due diligence, assessing issuer quality, credit, term and yield before it reaches clients.

What fees apply to fixed income?

Glen Elgin charges performance-based fees — you only pay a fee when your investment delivers a profit.

Can I see my income and maturities online?

Yes. Your fixed income holdings, income schedule and maturity dates are visible in the Glen Elgin platform.

What happens at maturity?

At maturity your capital and any applicable interest are paid according to the product terms, or you may be offered a reinvestment option where available.

Build Predictable Income Into Your Portfolio

Speak with our team about fixed income strategies that add stability and income alongside your growth investments.

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